Change how you invest.
CNote makes it easy for individuals and institutions to invest in a more inclusive economy.
As Seen In
CNote investments help “promote small-business growth and job creation in underprivileged communities”
“CNote Helps Make CDFI Investing Easier And Accessible”
“CNote Gives Socially Conscious Investors New Ways To Battle Inequality”
Invest in the world you want to live in.

- CNote investments drive economic justice in underserved communities across America.
- Your CNote investments fund businesses owned by women and people of color along with helping to develop affordable housing and increasing the number of dollars flowing into low-income and communities of color.
- Investors ranging from institutions to individuals have committed over $50 million to CNote.
- CNote’s Impact Since Inception:
- 3,000 jobs created or maintained by CNote investments
- 51 cents out of every dollar invested funded businesses led by people of color
- 35 cents out of every dollar invested funded businesses owned by women — that’s more than 8x the national average1
How CNote Works
Invest
You open an account using our simple online portal. You choose the products that align with your values and the amount to invest in each.
Grow
Every dollar you deploy with CNote supports community development, funding loans for small businesses owned by women and people of color, affordable housing, and bringing opportunity to low-income areas.
Earn
You earn a competitive return and communities prosper.2 It really is that easy to align your investments with your values.
I’m speechless with everything I’ve gotten as result of submitting this application. They have a lot to offer.
Yahaira Caraballo, Nail Glam StudioOur CDFI partners
Community Development Financial Institutions (CDFIs) are not only certified by the U.S. Treasury, but they have a 20-year track record of solid financial performance and positive social impact.
We wanted to do something for us. Something that we can control, versus somebody telling us we have to punch a clock.
Cyndy Scott, Food-Lish-UsOur CDFI partners
Community Development Financial Institutions (CDFIs) are not only certified by the U.S. Treasury, but they have a 20-year track record of solid financial performance and positive social impact.
My first thought was, ‘What’s the catch?’ But there isn’t one. I am their biggest fan.
Maria Cruz, Heavenly FlowersOur CDFI partners
Community Development Financial Institutions (CDFIs) are not only certified by the U.S. Treasury, but they have a 20-year track record of solid financial performance and positive social impact.
That was one of the best days…getting approved for the loan. Your heart just sings because you know it’s gonna happen.
Julie Cox, Traveler SurfOur CDFI partners
Community Development Financial Institutions (CDFIs) are not only certified by the U.S. Treasury, but they have a 20-year track record of solid financial performance and positive social impact.
I don’t think we could’ve done any of that…without the funding, we certainly wouldn’t have been able to grow.
Shavon Marley, Marley TruckingOur CDFI partners
Community Development Financial Institutions (CDFIs) are not only certified by the U.S. Treasury, but they have a 20-year track record of solid financial performance and positive social impact.
Social impact
Invest in people.
Not products.
Through CNote’s nationwide network of federally-certified Community Development Financial Institutions (CDFIs), your investment funds loans that change lives and communities for the better.
These stories are just a small sample of how impactful your money can be.