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Over 40% of capital invested into 
Stefka Czarnecki Fanchi has always been a big believer in homeownership. Both of her parents…
MattJune 15, 2021
Invest in an economy that works for everyone
CNote helps institutions invest capital into underserved communities at scale
See Jamine's Story
Impactful
CNote's deposit and impact investment programs create jobs, fund BIPOC-owned small businesses and support affordable housing development
Proven
CNote partners with federally-certified community lenders (CDFIs) that have decades of experience investing locally
Inclusive
CNote is a women-led certified B-Corporation that uses technology to foster greater economic and racial justice through investment
Scalable
CNote technology empowers institutions to align their deposits and investments with the causes that matter to them
Align Your Investments With Your Values
Create Real Change
Deposits from institutional partners like “Mastercard and the Mastercard Impact Fund who collectively deployed $20 million into the CNote Promise Account”1 help fund PPP loans for organizations like Brighter beginnings so they could continue to provide health services for children and families in low-income communities across California’s East Bay during the pandemic.
Connect Capital to Causes
Empower Communities
Thanks to forward-thinking corporations and funders like the San Francisco Foundation, Phil & Anne no longer have to worry about affordable housing. A CNote partner CDFI helped them, and 51 other renters, form a cooperative and source financing to purchase their mobile home park.
Enjoy Impact Investing, Simplified
Further Economic Justice
CNote’s technology and network of community partners make it easy to deploy capital to help entrepreneurs like Clara, who expanded her flooring business with a small business loan funded by impact investors like the Sierra Club Foundation
CNote by the Numbers
totals and averages since inception
Over 4,000 Jobs created or maintained
Over 50% of capital invested into BIPOC-led small businesses
Over 40% of capital invested into women-led small businesses, 8x the national average2
Zero Losses
We Report Impact Data and Produce Rich Stories to Share with Your Stakeholders
CNote Success Stories
The CNote Difference
Authentic
A Women-led diverse team on a mission to close the wealth gap through financial innovation.
Efficient
Our technology makes it easy to manage a large community investment program.
Impact
We measure and regularly report on the impact of your investments, including deep community investment profiles.
Access
CNote provides scalable investment access to a nationwide network of organizations federally certified for their commitment to financial inclusion.
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