An innovative investment product that enables individuals and institutions to invest in the future of women of color.
What Is The Wisdom Fund?
The Wisdom Fund is a fixed income vehicle that increases capital access and lending for women-owned businesses. It is a co-created effort to bring new thinking, experimentation, and sustainable solutions to drive wealth creation for women of color in the United States.
What Problem Is The Wisdom Fund Addressing?
Every day 1,800 new women-owned businesses are added to the U.S. economy, yet women-owned businesses receive a small fraction of total small business lending.1 Recently, there has been increased attention around the funding gap women face in venture capital, however, the impact of the small business lending gap, which can affect many of the 12 million women-owned businesses in the U.S., is likely more significant.2
Capital access is a significant issue for female entrepreneurs3 and is particularly pronounced for minority female entrepreneurs. To illustrate, “if revenues generated by minority women-owned firms matched those currently generated by all women-owned businesses, they would add four million new jobs and $1.2 trillion in revenues to the U.S. economy.”4
What Kind Of Businesses Will The Wisdom Fund Support?
The borrowers profiled below were all funded by CNote partner lenders. They are representative of the borrowers the Wisdom Fund aims to support.
Wisdom Fund, The Investment
Invest In The Wisdom Fund
Currently, the Wisdom Fund is only available to accredited investors.*
If you’re an accredited investor, you can sign up for a CNote account and invest in the Wisdom Fund today.
If you are not an accredited investor, you are still eligible to invest in our Flagship Fund.
We will notify you when the Wisdom Fund launches for non-accredited investors.
Invest in Equality.
*Note: Individuals are “accredited investors” if their net worth is at least $1,000,000, excluding the value of their primary residence, or they have income at least $200,000 each year for the last two years (or $300,000 combined income if married) and have the expectation to make the same amount this year.
By working with some of the country’s most inspiring and dedicated leaders, The Wisdom Fund collaboration will drive capital and new opportunities into the hands of hard-working women across the United States. Further, CNote and the Wisdom Fund partners are committed to co-creating the product alongside the community we aim to serve, giving female entrepreneurs a voice where they traditionally have not had one.